Banca IFIS SpA


Banca IFIS is the only independent banking group in Italy that specialises in the sector of trade receivables, non-performing loans (NPL) and tax receivables. Listed on the STAR segment of Borsa Italiana, Banca IFIS is an innovative and steadily growing corporation. Banca IFIS SpA is a member of FCI (Factors Chain International), which gathers leading factoring companies worldwide.

The brands through which Banca IFIS operates are:


Banca IFIS Impresa is the business unit dedicated to financing SMEs by advancing trade receivables. It also offers Italian companies leasing services, medium-term financing and structured finance.
Banca IFIS Impresa also operates on the international market to provide support to all companies that export abroad, or from abroad to Italy, with offices in Romania and a subsidiary in Poland: IFIS Finance.


Backing the trade receivables of local health service suppliers.

Credifarma S.p.A. is the financial reference point for pharmacies, conceived from an idea of Federfarma (National Federation of Italian Pharmacy Holders), which combines the experience of the latter with the competencies of Banca IFIS. Credifarma is 70% owned by Banca IFIS and 30% by Fedefarma.

IFIS NPL S.p.A., a company belonging to the Banca IFIS Group devoted to the acquisition, management and disposal of non-performing loan portfolios. IFIS NPL represents the natural evolution of Banca IFIS’ NPL Area.

FBS S.p.A. is a company that operates in the NPL sector as an operator specialized in servicing (master and special services), manager of NPL portfolios guaranteed and not, consultant in due diligence and authorized investor in NPL operations.

FBS Real Estate Spa has been specializing in secured non-performing loans thanks to its consolidated assessment and real estate appraisal structure. FBS Real Estate Spa offers its services to all property trusts, asset management companies, public and private bodies.

Capitalfin S.p.A. is a financial intermediary belonging to the Banca IFIS Group with extensive experience in the granting of salary or pension-backed loans, payment delegations and the distribution of financial products.


It focuses on activities related to the tax receivables sector.

rendimax is a high-performance savings account.


It is a crowd and low cost current account.


The Group’s dynamic nature is also evident in the ever-increasing presence in Italy, with 26 branches, and abroad in Romania, a company in Poland, and a subsidiary in India.



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